Mutual Fund

Mutual Fund

👉 A Mutual Fund is a financial product where many people pool their money together, and a professional fund manager invests it in stocks, bonds, or other assets.

A mutual fund is a pool of money collected from many investors, which is managed by professional fund managers. This money is invested in stocks, bonds, or other securities.

Types Of Fund

• Index Funds
• Large-Cap Equity Funds
• Balanced / Hybrid Funds
• ELSS (Tax-Saving Funds – India-specific)
• Debt Funds (Conservative Option)

Featuers Of Mutual Fund

• Professional Management – Managed by experienced fund managers who invest on your behalf.
• Diversification – Your investment is spread across various assets to reduce risk.
• Liquidity – You can easily buy or sell mutual fund units anytime (except tax-saving funds).
• Tax Benefits (ELSS) – Certain funds offer tax deduction benefits (e.g., ELSS under Section 80C in India).
• Easy to Monitor – Track performance online via apps or websites anytime.
• Transparency – Regular updates of portfolio holdings, NAV, and performance reports.